your
your
Global
Global
account
Account

Hold multi-currency accounts. Send globally to 40+ countries. Receive international payments instantly. No bank account. No minimums. No nonsense. Just your money, your way.

Built for individuals and fast-moving SMEs.

Pay suppliers globally. Support family immediately. Send employee salaries across continents. Money moves in seconds, not days.

Because your business doesn't stop for banking delays, and your family shouldn't wait for help.
Instant
Settlement times to select currecies
6
Virtual Accounts
40+
Pay-in/out currencies
80+
Pay-out countries
MAKE
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PAYMENTS
SEAMLESS AND
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SIMPLE
SEND
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GLOBALLY
AT INTERNET
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SPEED

smarter
smarter
instead of
instead of
harder
harder

Real-time exchange rates, transparent fees, and instant comparisons. See exactly what your recipient gets before you send. No surprises. No hidden charges. Just clarity.
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multi- currency
multi- currency
access
access

Whether you're protecting savings in dollars, receiving payments in euros, or sending to multiple African countries, Relay gives you instant access to the currencies that matter. No currency conversion delays. No hidden FX markups. Just your money, in the currency you choose.
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priority
priority
support
support

Whether you need help with your first transfer, understanding exchange rates, or resolving a transaction, we're here to guide you. Available 24/7 via in-app chat. Your success is our priority. Most questions answered in minutes.
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We built Relay to solve the banking problems we faced ourselves. Here's how founders and early users are already changing the game.

"I've been using Relay since the beta. Sending money to my family in Lagos used to cost me $180 per year in fees. Now I spend $12. That's life-changing."
Amara D, Beta User
Sending $200/month UK → Nigeria
"We import goods from Asia and export to East Africa. Relay cut our payment processing time from days to minutes and reduced our costs by 40%. This is how cross-border business should work."
Mobolaji, S - Beta User
Founder -> Importer/Exporter, South Africa
"As a freelancer getting paid from clients across Europe and the US, Relay saves me thousands annually. No more PayPal or other companies taking large fees. I actually keep what I earn."
Carlos H - Beta User
Freelance Designer, Brazil
"No more waiting 3-7 days for invoices to clear. No more expensive wire fees. Just instant transfers at fair rates. This is how business should work."
Suryadi, F - Beta User
Remote Software Engineer, Indonesia
“We built Relay because we were tired of losing money to banking fees. As Africans sending money home, we knew there had to be a better way. So we built it.”
Eniola A
Co-founder @ Jenzy

enterprise?
enterprise?

Doing $50K+ monthly in cross-border payments? Get:
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More local multi-currency accounts.
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Dedicated account manager (your success matters).
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Custom pricing (your volume = your advantage).
Visit Jenzy
Visit Jenzy

faq
faq

Explore the answers to common queries, and if you don’t find what you’re looking for, our support team is always ready to assist you.
Is Relay a bank?
Where is Relay Available?
How Does Relay Work?
How quickly can we get onboarded?